ClearPoint Credit Counseling Solutions is a national nonprofit organization that helps consumers reduce debt and reach their financial goals through counseling and education. As a member of the National Foundation for Credit Counseling (NFCC), and established more than 35 years ago, the organization offers personal finance education, confidential individual debt and housing counseling, and the implementation of debt reduction plans. A Department of Housing and Urban Development (HUD)-approved counseling agency, the group also offers home pre-purchase counseling and education, reverse mortgage counseling, as well as default and foreclosure prevention and intervention. In addition, ClearPoint offers free financial education for at-risk youth.