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MAXIMA Mikroheranhvatho Co. Ltd. was founded in March 2000 by a group of friends, who were both skilled and had extensive working experience in the financial services industry, with the objective of providing financial services to low income clients through small loans to individuals, groups and small to medium-sized enterprises (SMEs). MAXIMA aims to contribute to the economic and social progress of rural Cambodia by making credit available to those who lack access to loans from traditional commercial banks. By making credit available to the rural poor, MAXIMA's clients, using their natural skills and harnessing their entrepreneurial spirit, are given the opportunity to start a new business or to expand upon an existing one. Such sustainable access to credit allows those living in rural areas to achieve social and economic progress not only for their families but also for their communities.
As of November 2010, MAXIMA provides micro credit services to 2,567 families in 243 villages within 15 districts in Kandal province and some suburbs of Phnom Penh city. MAXIMA provides lending services through its head office in Phnom Penh, a branch office in Kien Svay district and 2 service offices in the Khsach Kandal and Kandal Steung districts.