Mercy Corps is powered by the belief that a better world is possible. To do this, we know our teams do their best work when they are diverse and every team member feels that they belong. We welcome diverse backgrounds, perspectives, and skills so that we can be stronger and have long term impact.
As the U.S. field office of Mercy Corps, Mercy Corps Northwest (MCNW) works to build more just, productive and resilient communities in the Pacific NW. Our programs support up to 2,100 small business owners each year; reduce prison re-entry rates for participants by 50%; improve services at more than 30 local nonprofits; and support under resourced communities with disaster preparedness knowledge.
At MCNW, we believe that everyone should have the opportunity to improve their life regardless of their background. By investing in those without ready access to resources, existing economic disparities will become more equitable, and motivated, hard-working individuals and families will have opportunities to break intergenerational cycles of poverty for good. For more information about Mercy Corps Northwest, visit www.mercycorpsnw.org
The Credit Manager will directly oversee the loan portfolio budgetary, decision-making, and programmatic aspects of the Microloan program at MCNW. The position provides loan underwriting and credit training to Program Managers and Community Navigators at all MCNW locations. Furthermore, this position will provide financial and business analysis support to other programs such as the Individual Development Accounts (IDA) program as requested. The Credit Manager is responsible for the overall microloan portfolio by assessing and managing risk through modifications to loan client repayment, revisions to the underwriting guidelines, and improvements to the loan process. This position will also be responsible for administrative functions of the loan program as well as all financial reporting for the loan program.
Business Microloan Underwriting
Business & Financial Analysis
Administration & Donor Reporting
Supervisory Responsibility: Financing Support Officer
Reports Directly To: Deputy Director
Works Directly With: Business Development Services Manager, Walla Walla Program Manager, Southern Washington Program Manager, Finance & Compliance Manager, Community Navigators
Mercy Corps team members are expected to support all efforts toward accountability, specifically to our program participants, community partners, other stakeholders, and to international standards guiding international relief and development work. We are committed to actively engaging communities as equal partners in the design, monitoring and evaluation of our field projects.
We will consider any combination of relevant work experience, volunteering, education, and transferable skills as qualifying unless an item or section is labeled required. Please be clear and specific about how your background is relevant.
*Transferable skills: Any skills you have gained through education, volunteer or work or life experience (including the military) that are relevant for this position will be considered. Be sure to describe any transferable skills and how they apply to this position in your cover letter.
A successful Credit Manager is process-oriented, pragmatic, and must be able to effectively balance risk management while providing opportunities for access to capital to communities that have historically been excluded. The position must be able to take basic underwriting principles and adapt it to the communities we serve by approaching risk assessment and mitigation differently. The successful Credit Manager will enjoy working with and communicating with non-technical team members that interface with clients and potential clients.
The position can be based anywhere in Oregon or Washington. The majority of the MCNW team resides in Portland, OR; however, we also have team members and offices in Seattle, Vancouver, and Walla Walla, WA that this position will directly support.
In support of our belief that learning organizations are more effective, efficient and relevant to the communities they serve, we empower all team members to dedicate 5% of their time to learning activities that further their personal and/or professional growth and development.
Achieving our mission begins with how we build our team and work together. Through our commitment to enriching our organization with people of different origins, beliefs, backgrounds, and ways of thinking, we are better able to leverage the collective power of our teams and solve the world’s most complex challenges. We strive for a culture of trust and respect, where everyone contributes their perspectives and authentic selves, reaches their potential as individuals and teams, and collaborates to do the best work of their lives.
We recognize that diversity and inclusion is a journey, and we are committed to learning, listening and evolving to become more diverse, equitable and inclusive than we are today.
We are committed to providing an environment of respect and psychological safety where equal employment opportunities are available to all. We do not engage in or tolerate discrimination on the basis of race, color, gender identity, gender expression, religion, age, sexual orientation, national or ethnic origin, disability (including HIV/AIDS status), marital status, military veteran status or any other protected group in the locations where we work.
Mercy Corps team members are expected to support all efforts toward accountability, specifically to our stakeholders and to international standards guiding international relief and development work, while actively engaging communities as equal partners in the design, monitoring and evaluation of our field projects. Team members are expected to conduct themselves in a professional manner and respect local laws, customs and MC's policies, procedures, and values at all times and in all in-country venues.
Mercy Corps is powered by the belief that a better world is possible. To do this, we know our teams do their best work when they are diverse and every team member feels that they belong. We…