Incorporated in November 1993, Kentucky Habitat for Humanity Inc. is the state organization providing support to a network of 31 Habitat affiliates in 49 counties throughout the Commonwealth. KyHFH's provides services in the following areas; Resource Development, Advocacy, Educational Learning and Technical Assistance and Disaster Preparedness and Long Term Recovery. To date, Habitat. has newly constructed, rehabbed and repaired 6,951 homes, housed a total of 27,808 Kentucky adults and children, provided over six-million service. hours to our volunteers and invested close to $200 million dollars in affordable housing throughout Kentucky. Habitat is not a free program. We provide a very affordable mortgage based upon a homeowners income and what they can afford. Habitat is a hand up, not a hand out.