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Full Stack Engineer Needed for a Digital Social Finance Start-up

Posted by
MiKashBoks
|
Boston, MA

MiKashBoks


New
|
Published 17 days ago

January 31, 2021
Time commitment and length of term to be determined in collaboration with candidate.

MiKashBoks is a start-up founded by a diverse team with roots in Black America, West Africa and South Asia, with a mission to develop scalable alternative pathways built on the social capital of the 45 million Americans, mainly Black and Hispanics, who are un-banked and financially under-served. 

About MiKashBoks:

MiKashBoks is a digital social finance platform designed to support self-help peer-based group saving and lending as an alternative full-stack financial system. Peer based group saving and lending is already prevalent across sub-Saharan Africa and South Asia and it exists within immigrant communities in the United States. For those unable to access fair and equitable financial services. MiKashBoks leverages community trust bonds to enable a community focused solution. 

What is the problem:

In the United State alone 45 million Americans are regarded as credit invisible or unscorable, 60% are Blacks or Hispanics. For these Black and Hispanic communities, as researchers at Pew found, income disparity is overwhelming: “In 2016, the median wealth of white households was $171,000. That’s 10 times the wealth of black households ($17,100) and eight times that of Hispanic households ($20,600).”. A key contributor to being credit invisible and unable to close the income disparity gap is conventional trust models which are built on past-history and collateral, both lacking in minority and immigrant communities. Compounded with algorithms that reflect our society’s bias, our financial system has continued the vicious cycle of marginalization.

Historically, Black Americans have created community-based financial systems like the Black Wall Street that depend on their social capital to make it easier to borrow or lend or save towards a common purpose. Similarly, immigrant groups to North America and emerging markets successfully leveraged social capital in peer savings and lending groups, all off-grid and informal. What MiKashBoks does is create that same space in the digital world by enabling these groups to leverage their community bonds to access financial services, first within groups and then as they signal good financial discipline to enable them to access services from external third parties. 

What we need:

We are looking for a Full Stack Engineer to join us on this journey to make a difference. The ideal candidate takes initiative and is passionate about the mission and high standards in engineering. 

This role is home-based and will work directly with the MiKashBoks leadership team.  

Description of role: 

  • Help us build out our new React.js + GraphQL + Kotlin + Typescript + AWS Amplify based stack
  • Solve challenging problems using scalable, loosely coupled services
  • Work to create impactful and sustainable solutions to complex problems by taking bold and measured risks
  • Balance your technical excellence with a high E.Q., showing up with a sense of empathy, awareness, and responsibility 
  • Share the knowledge you gain generously with your peers to perpetuate a culture of engineering excellence

Time Commitment

We know you are getting involved to make a difference and your time is valuable. The time commitment will depend on your specific capabilities and desire. You will be working directly with our Chief Technology Officer and this is an excellent chance to get in on the ground floor of an exciting and impactful project with great potential for scalability and growth. 


Interested candidates can send their CV or Linkedin profile to us at Salton@MiKashBoks.com. Only shortlisted candidates will be invited for a chat, where you will have an opportunity to learn more about MiKashBoks and the role.  

MiKashBoks is a start-up founded by a diverse team with roots in Black America, West Africa and South Asia, with a mission to develop scalable alternative pathways built on the social capital of the 45 million Americans, mainly Black and…

Details at a glance

  • Remote Possible
  • Stipend

Benefits

Compensation will be discussed with candidate.

With this opportunity you'll be working directly with our CTO and will be able to work independently on crucial projects. There will be excellent networking opportunities and the possibility of a long-term role with our organization. BIPOC candidates are strongly encouraged to apply. Candidates from emerging nations, sub-Saharan Africa and South Asia are strongly encouraged to apply.

Compensation will be discussed with candidate.

With this opportunity you'll be working directly with our CTO and will be able to work independently on crucial projects. There will…

How to Apply

Please send an email expressing interest and include your CV or linkedin profile. Be prepared to show coding proficiency. This role will be completely remote, our team is dispersed across multiple time zones. Candidates that can work independently will be most successful.

Please send an email expressing interest and include your CV or linkedin profile. Be prepared to show coding proficiency. This role will be completely remote, our team is dispersed…

Location

Boston, MA

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