Home Owner Education and Loan Preparation Inc

H. E. L. P. (Homebuyers Education and Loan Preparation, Inc.) provides consumer education, workshops, seminars, group training, and one on one counseling services to First Time Home Buyers, Homeowners, Small Business Owners, Landlords, Agencies, Organizations, and Housing Providers.

EDUCATION is key to what we do.

We make it our business to educate and provide information & tools to those in our communities. Thru seminars, workshops and group sessions, and on-site training for First Time Home buyer’s is key and how we measure our success. We believe the housing education programs we offer allows our clients to make positive decisions now and the future. We invite you to attend our seminars and workshops. The services are offered to all in the communities, we understand it is a challenge for homeowners to attain and retain their homes in this economic climate. We also partner with other organizations to share resources and aid those in need.

PARTNERS: HABITAT FOR HUMANITY AND AARP

Our Strengths – Is providing individualized attention to those who seek our assistance. We try to maintain a high quality of service thru – reliability, responsiveness, competence, assurance & delivery.

Our staff keep abreast of technology and changes in Housing, Landlord-Tenant Laws, Rental, HUD Housing Programs as it relates to Home Affordability, both Local, State & Federal. Our many years of volunteering with AARP has given us the know how to be able to serve this population in.

·        Universal Design

·        Aging in place

·        Home Modification/Remodeling.

FOR HOMEBUYERS:

FINANCIAL LITERACY WORKSHOPS

§ Home affordability

§ Budgeting and understanding use of credit

PREDATORY LENDING

§ Loan scam

§ ID Theft Protection

§ Fraud Prevention Workshops

FORECLOSURE PREVENTION

FAIR HOUSING

HOMELESSNESS PREVENTION

RENTAL WORKSHOP – Eviction Assistance

PRE-PURCHASE HOME BUYER EDUCATION

NON-DELINQUENCY - post purchase workshops, home maintenance, Financial Management

LOAN PROGRAMS – 203K – Home Buying assistance, closing costs & or down payment assistance Grants.

HOME OWNERS:

HOME INSPECTION & MAINTENANCE

MOLD ISSUES – Prevention & Remediation

ENERGY CONSERVATION

USING ECO FRIENDLY MATERIALS FOR REBUILDING/REMODELING

OVER 55+ AGING IN PLACE – Home Modification

REBUILDING AFTER A DISASTER – Making an emergency Plan, being prepared, where to go for help.

HOUSING SERVICE PROVIDERS:

Provide staff training – Consultation - Collaborate & Partner with other H