Senior Software Development Engineer, Full Stack

Gifted Savings, the non-profit start-up that is making it simple, efficient, and rewarding to gift real investments and financial education to young people at scale, is seeking a mission-driven Software Engineer.

You'll help build the technology behind both our national high school program and our emerging Friends & Family platform, a new initiative designed to bring investment gifting to millions of young people beyond the classroom.

If you're a builder who wants your work to have real, lasting impact, this is a rare opportunity to help shape products that expand opportunity and strengthen the financial futures of young people nationwide.

About Gifted Savings

Gifted Savings is the first national nonprofit to combine the gifting of real-world investment assets—a diversified $1,000 portfolio of stocks, bonds, Bitcoin, and a CD—with real-world financial education for every participating high school senior. The model is designed to give students both skin in the game and a practical understanding of investing and long-term wealth creation. Through a next-generation web app, students track their portfolio and complete financial literacy lessons tied directly to what they own. When they turn 18 and complete the program, their investment portfolio is transferred to them to use as they choose.

Founded by serial entrepreneur Farhad Mohit — whose ventures, including Flipagram (now TikTok), Shopzilla, and BizRate have generated more than $1 billion in exits — Gifted Savings is powered by a bold philanthropic model in which a committed group of patrons covers all operating expenses. This ensures that 100% of every donor’s gift goes directly to funding student investment accounts and expanding long-term opportunities for graduates nationwide.

Gifted Savings has been featured on the main stage at TEDNext and recognized by the Anthem Awards and Fast Company’s Innovation by Design Awards for its innovative approach to financial education and youth empowerment.

What you’ll do:

• Web application development from design to fully deployed product that functions seamlessly across desktop and mobile web platforms.
• Translate product requirements and designs into high-quality, working software for users on our web-based platform.
• Ship server-side flows where money and account state have to stay correct: charging, funding, bank linking, and account opening, including failure and retry paths
• Collaborate with our lean, agile team working directly with product, design, and QA teams.
• Report directly to the CTO, contributing to strategic decisions and the overall direction of our technology stack.

Who we’re looking for:

• 8+ years of professional software engineering experience, with significant backend ownership in production systems.
• Strong proficiency in TypeScript across modern frontend and backend stacks, including Next.js, Node.js, and relational databases such as PostgreSQL with a typed ORM.
• You lead by example with AI-native development, coding with Claude Code, Cursor, MCPs, and orchestrating agents.
• You’re tuned into the latest news and releases of AI tools and technical functionality. You try new things to figure out how they can be useful.
• Advanced technical and analytical skills to diagnose, isolate, and resolve problems.
• Strong communication skills and the ability to work well with others in a collaborative environment.
• Ability to act as a technical lead on product features or initiatives.
• Background in fintech, investment platforms, or financial technology — especially experience with payments, compliance, secure financial workflows, or donor/fundraising tools.

Bonus if:

• Experience with TypeScript, NestJS, Next.js, NodeJS, Prisma ORM or TailwindCSS
• Built entire applications from the ground up from designs to scaled production deployments.

Why You Should Join Us:

• Impact: Work on something that will radically advance financial inclusion — and philanthropy — in America and beyond.
• Amazing Culture: Join a high-performing team whose shared values are: Big Dreams and Bold Action, Results and Learning, Generosity and Teamwork, Honesty and Authenticity, and Freedom and Responsibility.
• Small Team: Join as an early team member, shaping an idea that can change the world for good.
• Full Benefits: Get 100% coverage of health, dental, and vision benefits for you and your dependents.
• Bonus Program: Earn our innovative Bitcoin-denominated deferred bonus plan, allowing you to have the amazing upside of being in a startup while working on a truly meaningful non-profit mission.
• Unlimited PTO: We have a flexible time-off (sick and vacation) policy to make sure we’re always taking care of ourselves, so we can help others.
• Flexibility: Enjoy the freedom of a remote work environment, with occasional travel to connect with team members and participate in impactful program events.
• Retirement Plan: Plan for your future with access to a 403(b) plan that’s simple to manage.
• Growth: Thrive within a growing organization that prioritizes innovation, offering you the chance to shape your career while advancing financial education.

Other Important Information

This is a full-time, remote leadership role based in the United States, with occasional travel for team meetings and program-related events.

Compensation for this role is expected to be in the range of $170,000 - $200,000, with final salary determined based on experience, skills, and organizational needs. Gifted Savings reserves the right to modify this range at any time.

We are not considering candidates currently based outside of the United States, and we are unable to provide visa sponsorship at this time.

To Apply

Please submit:

• Your resume

• Impact: Work on something that will radically advance financial inclusion — and philanthropy — in America and beyond.
• Amazing Culture: Join a high-performing team whose shared values are: Big Dreams and Bold Action, Results and Learning, Generosity and Teamwork, Honesty and Authenticity, and Freedom and Responsibility.
• Small Team: Join as an early team member, shaping an idea that can change the world for good.
• Full Benefits: Get 100% coverage of health, dental, and vision benefits for you and your dependents.
• Bonus Program: Earn our innovative Bitcoin-denominated deferred bonus plan, allowing you to have the amazing upside of being in a startup while working on a truly meaningful non-profit mission.
• Unlimited PTO: We have a flexible time-off (sick and vacation) policy to make sure we’re always taking care of ourselves, so we can help others.
• Flexibility: Enjoy the freedom of a remote work environment, with occasional travel to connect with team members and participate in impactful program events.
• Retirement Plan: Plan for your future with access to a 403(b) plan that’s simple to manage.
• Growth: Thrive within a growing organization that prioritizes innovation, offering you the chance to shape your career while advancing financial education.