Habitat for Humanity of Espanola Valley & Los Alamos, Inc.

Habitat for Humanity is not a handout. Habitat for Humanity "partners" with families who must pay back the cost of their Habitat Home at 0% interest, because those payments help other families realize the dream of homeownership. Three basic qualifications to be a Habitat Homeowner:

1. Need for simple, safe housing. Usually living in substandard rentals, and earn between 25-50% of the area's medium income to qualify.2. Willingness to partner with Habitat. Must be willing to work on their own home and/or other Habitat Homes. Homes are built with Volunteer labor. 3. Ability to pay. Upon completion, homes are sold to partner family at no-profit, on a mortgage payment affordable to family. Payments help fund the purchase of building materials to construct more Habitat Homes!