Director of Lending

Habitat for Humanity of Oregon is seeking a Director of Lending.

Who We Are

Seeking to put God's love into action, Habitat for Humanity brings people together to build homes, communities, and hope. Habitat for Humanity of Oregon (Habitat Oregon) provides fundraising and lending, training, disaster preparedness, and advocacy support to all 23 Habitat for Humanity affiliates — locally based organizations with dedicated staff and volunteers who build and repair homes across our state. Of these affiliates, 19 are based in rural Oregon. Our network is working diligently to build and sell at least 75 homes this fiscal year and provide more than 300 healthy home repairs. Habitat Oregon is a non-profit, emerging Community Development Financial Institution (CDFI) certified in 2018.

Guiding Philosophy

Building household stability and prosperity in Oregon communities of all sizes is at the heart of our mission, programs and actions. We believe that access to resources and opportunity is the means to an economically vibrant and just society. In order to secure housing access for all, Habitat for Humanity of Oregon will continue to reflect, learn and work to promote positive transformation. We believe in creating environments and spaces where every person is welcomed, respected and valued. With courage, compassion, humility and accountability as our guideposts, we commit to building power and opportunities for all people in need of stable, healthy and affordable homes.

Job Overview

Habitat for Humanity of Oregon is growing! We are seeking our first Director of Lending. This leadership team member will report to the Executive Director and supervise the Staff Accountant. The Director of Lending will strategically develop and implement new lending products and ensure full compliance with all CDFI and fiscal reporting requirements. This key team member will bolster Habitat Oregon’s positive and supportive relationships with local Habitat for Humanity affiliates, members of the staff team, local foundations, lending institutions, and other partner organizations. The successful candidate will help us to serve a greater number of low-to-moderate income Oregonians than ever — reaching homebuyers across the state at a time when stable and affordable homes remain out of reach for far too many hardworking households. By generating earned income over time, this individual will help to deepen Habitat Oregon’s operational capacity, sustainability and resilience.

Who You Are

You are a highly organized and proactive problem-solver with keen judgment and a strong ability to prioritize across multiple tasks and areas of responsibility. You are motivated to utilize your loan portfolio management skills in a mission-driven environment. You are a clear and transparent communicator skilled at building strong relationships with colleagues and other stakeholders. You have a demonstrated understanding of working in underserved markets and with other community partners. You have the capacity to secure the capital needed to launch new lending products that expand access to first-time and first-generation homeownership.

What You’ll Do

Loan Product Development, Implementation and Portfolio Management

• Work in collaboration with the Executive Director to establish the CDFI business plan, set annual lending and impact goals, and develop the budget.
• Lead efforts related to lending, including marketing, outreach, underwriting, structuring, closing, purchasing loan participations, monitoring, problem-solving and servicing.
• Work with the Staff Accountant to ensure smooth portfolio management timely reporting to all stakeholders, appropriate records management
• Collaborate with and support Habitat affiliate borrowers through all stages of the financing process.

CDFI Growth and Compliance

• Ensure that the strategic direction for Habitat for Humanity of Oregon’s CDFI aligns with the Strategic Plan priorities.
• Prepare CDFI reports, and ensure that CDFI certification remains current.
• Collaborate with the staff team to generate competitive applications to the CDFI Fund.
• Maintain strong, positive, effective, and productive relationships with key partners, such as the OFN (Opportunity Finance Network) and Habitat CDFI Network.

Annual Work Flow

• Manage the process through which local Habitat affiliates and/or homebuyers can access available lending products.
• Work with the staff team to appropriately record all loan product documentation and implement loan repayment plans in a timely manner.
• Work alongside the Executive Director, Grant Portfolio Director, and other team members, as needed, to build and maintain effective relationships with capital partners and funders.
• Directly supervise the Staff Accountant, including weekly check-ins, annual job plan creation and performance reviews.
• Actively participate in shared Habitat Oregon endeavors, including in-person training events, webinars for the network, advocacy initiatives, strategic planning retreats, weekly staff meetings, monthly Finance & Loan Team meetings and quarterly Board meetings. Other duties and responsibilities may be defined at a later time.

Skills and Experience

Successful candidates will have:

• Demonstrated commitment to expanding economic opportunities among underserved communities (such as expanding access to affordable homeownership in rural Oregon)
• At least 8 years of relevant CDFI, government, nonprofit or community lending experience
• Strong self-motivation, with the ability to follow through and complete high-quality, detailed work with minimal supervision
• Strong problem-solving and organizational skills including the ability to balance strategic, lending and organizational responsibilities
• Ability to foster collaborative, service-oriented relationships
• Appropriate computer skills; able to skillfully use word processing, spreadsheets, accounting, databases, the internet and relevant software
• Ability to maintain a high degree of accuracy—must be detail-oriented and able to ensure that processes and procedures are followed closely
• Strong analytical and critical thinking skills
• Valid driver’s license, access to a vehicle, and auto insurance
• Ability to pass a background check

Work Culture, Environment, and Schedule

Habitat Oregon values a mutually supportive work culture that includes staff, homeowners, and partners from many walks of life. Therefore, we are seeking applicants who reflect many of the identities of the communities we serve. People of color, people living with disabilities, first-generation college graduates, LGBTQIA+, and individuals with applicable life experiences are encouraged to apply.

This is a hybrid position. Our staff works mostly remotely with some requirements for in-person meetings/time in our Southwest Waterfront office in Portland. Occasional travel is required for training, advocacy, networking events, and to affiliate project sites throughout the state. Our staff utilizes the Zoom platform for weekly meetings, one-on-one meetings, and network-wide training sessions. We conduct one staff meeting in person each month (required). Additional in-person meetings are scheduled as needed.

Salary and Benefits

Salary is $110,000 - $128,000, depending on experience for this full-time, exempt position. Benefits include medical and vision coverage; dental coverage available through a cafeteria plan; generous vacation and sick leave; paid holidays; a 3% retirement savings match incentive and a $50 per month cell phone stipend.

A hybrid remote and in-person work schedule is available. The Director of Lending will work from the Habitat for Humanity of Oregon offices at least 2-4 days each month. Our typical work week is 9:00 a.m. to 6:00 p.m. Monday to Thursday and 9 a.m. to 1 p.m. Friday.

How to Apply

Send your cover letter, resume, and pronouns to tam@habitatoregon.org

The subject line of your email should read: Director of Lending from [Your Name] with pronouns optional

For applicants with whom we would like to enter into a conversation, we will conduct initial screening interviews by Zoom. Candidates who advance in the process will interview in person or by Zoom with additional members of the Habitat for Humanity of Oregon team. We’ll ask for references from our top candidates and make an official offer. The anticipated start date is Jan. 21, 2026, but can be flexible.