• FL


1325 N Congress Ave #201
West Palm Beach
United States

About Us

Credit Card Management Services, Inc. d.b.a. is an IRS Approved 501c3 Non-Profit Florida Corporation dedicated to our mission of providing compassionate and professional, financial counseling and education in an ethical manner with efficient, timely and problem-solving client support. partners with those who create opportunities for people to live in affordable homes, improve their lives and strengthen their communities. is ISO: 9001 Certified as audited by BSI:North America, is licensed, bonded and insured to provide quality debt management services as governed by its Code of Practice and Best Practices through its membership with AICCCA, the Association of Independent Consumer Credit Counseling Agencies. is a member of AADMO, the American Association of Debt Management Organizations, a member of the Florida Housing Coalition, a member of the NCHA National Housing Counseling Association. adheres to the NISHEC National Industry Standards for Homeownership Education and Counseling and is a partner with the FHF Florida Housing Finance Corporation. is a proud member of the Southeast Florida Better Business Bureau, to view our BBB Report.

We offer education and counseling on: Pre-Filing Credit Counseling for Bankruptcy* Pre-Discharge Education Courses, also known as a Personal Financial Management Instructional Courses, for Bankruptcy* Credit Report Education (offering a broad view of what you should look out for on your credit report) Budgeting and Spending Plans Debt Management Programs Consolidation Programs HUD Approved Comprehensive Housing Counseling Reverse (HECM) Mortgage Counseling Foreclosure Counseling First Time Home Buyers Educational Courses And More Financial Rescue Options Since being formed in 1996, we have helped guide tens of thousands of people out of financial difficulty. Located on Okeechobee Boulevard in West Palm Beach, we serve clients in almost every state in the union. Our multilingual, multinational team is different from many other agencies as we put the client first whether or not they join one of our programs. Certified Personal Finance Counselors CPFC counselors strive to get to the root of the counseling issues and once and for all, help to seek their resolution.