Hebrew Free Loan Society

The Hebrew Free Loan Society (HFLS) fosters financial stability and opportunity among low- and moderate-income New Yorkers by providing access to safe, affordable credit in the form of interest-free loans. HFLS loans make an immediate, concrete difference in the lives of our borrowers, enabling them to invest in their education, start a business, meet emergency expenses, and more. 

HFLS serves people of all religious and cultural backgrounds, regardless of immigration status or credit history. Currently, HFLS has nearly $20 million in loans outstanding to more than 2,700 borrowers, and we strive to help more people every year.