American Financial Solutions, AFS, is a non-profit 501(c)3 financial education and credit counseling agency that helps clients find debt solutions and change their financial lives for the better. Since 1999, American Financial Solutions has worked with thousands of clients across the United States. In direct opposition to costly high-interest loans that many debt consolidation companies promote, we offer a broad spectrum of education and counseling resources to help consumers with debt management, credit counseling, and personal finance education. We provide HUD home buyer housing counseling and mortgage foreclosure counseling to residents in Washington State. AFS is a division of the North Seattle Community College Foundation.