• CA


United States

About Us

NOTE: We are looking for someone to take over and expand our platform. This is a great opportunity for someone to build a unique microfinance organization.


UnitedProsperity.org presents you the opportunity to directly help poor entrepreneurs and transform the lives of their families and communities by lending a loan guarantee for as little as $10.
Our model of Guarantee-Loan-Impact is unique since you can:
• Help people directly
• Maximize your impact
• Transform communities
• Alleviate poverty
You connect with the entrepreneur to support and each $1 you contribute acts as collateral or a loan guarantee with a bank. Based on the guarantee, the bank makes a loan of nearly $2 to the entrepreneur though a partner Microfinance Institution (MFI).
Once a guarantee has been made, the entrepreneur's progress can be tracked online. On loan repayment you get your money back and you can choose to recycle it by guaranteeing the loan to another entrepreneur.
Importantly, the MFI builds a strong relationship and its credit history with the local banking system, encouraging other banks to lend to the MFI. This is powerful because as more banks lend to the MFI many more entrepreneurs receive loans starting a virtuous cycle that transforms communities.
Since our launch in May 2009 and as of November 2010:
 1100 families have received more than $200,000 in loans
 Ajiwika, our first partner MFI, has built its credit history with the local banking system encouraging seven other banks to lend to them.

This has impacted an even greater number of entrepreneurs, their families and whole communities.
We work in regions with high levels of extreme poverty and ask you to join us in amplifying this positive change and lift many more communities out of poverty.