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Social Enterprise

Umby

Charlottesville, VA | http://www.umby.co
Joined in December 2016

About Us

What is Umby?

A social business committed to ending the poverty cycle through insurance, one yellow umbrella at a time.


Our Challenge

What happens to a family in the face of unemployment, an unforeseen health condition or a natural disaster? Given limited means, low-income communities are the least able to cope with a crisis when it does occur. 

​As climate change affects every corner of the planet, low-income communities are the most affected by and least equipped for the challenges that lie ahead. 

Families are struggling to meet daily needs and unexpected situations can push them into poverty at any moment. 

A safety net has never been more important. 


Why Insurance?

Without insurance, in the face of crisis families turn to selling assets, risking their livelihood, keeping their kids out of school or losing property. These actions can have a lasting impact on a family and push them into poverty. 

In tough times, insurance can break the poverty cycle and enables a family to endure unexpected expenses and hardship by securing assets and providing funds to deal with the current calamity.

In the good times, insurance provides the security to dream, imagine and thrive. 


​The Umby Difference

Each Umby Umbrella supports insurance for a low-income family and protects them from health and weather risks for one year. Umby offers a ray of hope, comfort and protection for a family as they weather life’s inevitable storms.

Umby is making the world safer, happier and sunnier: one yellow umbrella at a time!

What is Umby?

A social business committed to ending the poverty cycle through insurance, one yellow umbrella at a time.


Our Challenge

What happens to a family in the face of unemployment, an unforeseen health condition or a natural disaster…

Issue Areas Include

  • Community Development
  • Economic Development
  • Health & Medicine
  • Housing & Homelessness
  • Poverty

Location

  • 1747 Allied Street
    Charlottesville, VA 22903

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